Lesson learnt in year 2014

You must be wondering how come I am blogging at this hour, the reason is simple. I am current attending training at Damansara Uptown and right now, it is still break time. Lunch is from 12 to 2 pm. Cool,right? Yea, too bad, it only last for four days and will be back office on Friday. So how was first month of year 2015? Well, sad to say, I experienced a bad day with my hubby on the first day of new year. Can you believe it? First day of new year already "gaduh", bad start of the year. It wasnt those small argument where we just ignore each other for few minutes. Each time I think of his family, I have this phobia( you call me paranoid as well) that someday his family will be "digging out money" from both of us. Why do I have this kind of fear?I have seen one example, my relative. I feel sad for her each time I think of what happen to her. I live with my relative for three years and during this time, money was never an issue for her. Things start to change after they have children, being ignorant as always, I din even realise she  was having some financial difficulties. We are still living in the same neighbourhood but I guess we are not close to the extend , she will share her personal problems with me. I got a shock of my life when my mum told me her rented apartment was sold out. She has become housewife since she was preggie with her first child. Her source of income was the rented apartment. What could have happen, I wonder. Then, I found out it was due to her hubby family financial.Credit cards, and her hubby bussiness went down. Credit cards, we need to manage it properly. I always remember what my mum told me, if your in laws have financial problem and you help them, who will help u if you landed into deep financial situation? Lets be realistic. No one. This is what happen to my relative. Sold off the apartment and landed yourself into tight budget. Credit cards is always a problem. Swipe swipe and your bills accumulate but if you have high salary, yes, this is not a problem. There are people out there who cant manage their credit card bills.Yes, they will ask you to borrow money, if this happens, in my opinion, NO WAY. Ask them to sort this with AKPK or pay the debts in installment. I really hate this kind of people who sort of the fastest way by borrowing money from your family members. This sort of attitude is unacceptable and my hubby family happen to have such a person. Rotten brat, I should say. I guess I will never get along with his family and will never will. All I can say is, I need to be much more patient and protect my money. Money is not the most important but without money, life would be miserable. I definitely wont want to end up like my relative.